Audit Senior - US

MBA, CPA, CFA or related certifications preferred. 2-4 years relevant experience. 4-8 years relevant experience including experience in audit or the relevant specialty area preferred.
No. of Job Openings: 1

Company: Infinity Consulting Solutions, Inc
Salary range -
Date posted: 7/17/2012
Description: Leads activities relating to an audit or audit project for assigned entities within the Wealth Management business.
As assigned, manages others in the context of an audit or audit project, and will be personally involved in aspects of the day-to-day work and detailed data delivery as well.
The individual is responsible for ensuring analysis and testing is thorough and accurate to allow an evaluation of the adherence to company policies and procedures and all applicable regulations.
Leads testing of financial, operational and other processes as per Audit policies, methodologies, and standards.
Able to identify meaningful issues. Completes tasks efficiently (on time, on budget), accurately, and without significant managerial oversight.
Learns new businesses, processes and regulations effectively and quickly.
Must be able to query business clients and colleagues in Audit to understand the underlying processes and procedures so as to evaluate the control risks.

Projects may be of various levels of complexity but are likely to involve significant learning (regulatory regime, business model, processes) on each new assignment.
Must be able to think beyond past routines about new issues or risks since the last audit took place.
Must be able to perform research independently and have adequate knowledge of sampling and risk analysis to perform research with technical accuracy. Demonstrates these skills through, for example, thoughtful analysis of business processes, risk assessment, and issue identification/ communication, as well as effective risk identification in audits and other projects.
Additionally the individual would work closely with clients and must be able to explain the audit process (if appropriate) and any findings or results. Excellent oral and written communications skills are necessary as well as the ability to manage others effectively.
May include approximately 25% travel.

4 year degree (or equivalent) in accounting or finance or other related field.

MBA, CPA, CFA or related certifications preferred.
2-4 years relevant experience.
4-8 years relevant experience including experience in audit or the relevant specialty area preferred.
Current Industry: Accounting & Finance
Functional Area: Audit
Job Location: PITTSBURGH-15123, PA, US
Employment Status: No Preference
Employment Type: Other
Start Date: 7/11/2012
Candidate Requirements
Career Level: -
Year of Experience: 4 to 8 Year(s)
Residence status: -
Education: Bachelors
Contact Information
Name: Doug Klares
E-mail Address: Image
Address: 1350 Broadway, Suite 2205, NEW YORK, NY, US

CAMBRIDGE LETTER The recent bank scams are pointers to a systemic fault in society.

When I opened a bank account at the age of 18, I did not have much money to put in it. It was not an investment, but a convenience. That approach was the norm. Banks existed to provide a service, and they did so in a generally customer-friendly fashion. Certainly, when I visited the local branch (these were the days before online banking) I was recognised, and greeted by name.
It is not of course surprising that the way in which banking is done has changed. Nor are the changes in general regrettable. Online facilities have made things much easier. If I balance that advantage against the loss of the highly personal friendliness of the old days, I have no complaints. Those changes have greatly increased the service.
A different role
So far so good, but in those “old days” you could assume that the approach of your bank would be not only friendly, but ethical. The banks were very much part of the community, and their role was to provide a service to it.
How different the position is today. For months we have been faced with masses of information about appalling behaviour by many of the major banks. Regulators in the U.K. and the U.S. are investigating more than 20 banks for rate rigging. In London, Bob Diamond, who was Chief Executive of Barclays, resigned, under pressure, after the bank had received a massive fine for its part in manipulating Libor — the interbank offered rate. In his appearance before a parliamentary committee, Diamond showed no sense of feeling any responsibility, or indeed any knowledge of what had happened in the bank of which he was in charge. Many people found that totally incredible. Surely the crucial thing about being in charge is that you need to know what is going on. If you do not, how can you properly exercise your responsibilities?
Senior people in many of the major banks have shown similar unwillingness to accept responsibility for things going wrong. By contrast, they have generally shown no unwillingness to accept vast salaries, and vast bonuses. Why a bonus is necessary for someone who is well paid for doing a job is not clear. It was certainly not the general expectation when I entered the employment market; the expectation was that you would do a job well and responsibly, and would receive an appropriate salary.
Even less clear is why a bonus should be paid to anyone who has not done the job efficiently. Indeed, the whole bonus culture provides a depressing illustration of a fundamental fault in the system, and a fundamental failure to demonstrate any understanding of ethical behaviour.
The public has lost patience with the banks, and no wonder. The Observer put it strongly and starkly in its Business Leader which appeared on the day when I am writing this. The editorial declared: “Britain’s bankers are swashbuckling pirates in a long tradition that stretches back 400 years. Pirating is not exclusive to Britain but we have always been adept at stealing and extorting under the guise of free trade”.
Need to get tough
You do not have to accept that assertion uncritically to recognise that the behaviour which is so much in the news is a reflection of something seriously wrong with much of our society. Asking a few questions goes a long way to put the whole business in perspective. First question: Is it reasonable to expect that anyone choosing to do a job should accept that this choice carries with it the obligation to do the job efficiently and honestly? Second question: Is it reasonable to assume that many jobs require a sense of service, and not simply a wish to make money? Related to that, is it reasonable to assume that “service” should not be interpreted as “self-service”?
Those are hypothetical questions, and there surely ought not to be any doubt about the answers. Nor should there be any doubt about the need to impose punishment on bankers, no matter how senior, whose behaviour can be shown to have been illegal. This means that the government must be prepared to take a far tougher approach than it, and its predecessors, have taken in the past.
Above everything else, however, there is a need to change the assumptions about what providing a banking service — or indeed any service — requires. It requires efficiency, certainly, but it requires above all a recognition that ethical behaviour should be accepted as an ingrained element in the approach of those providing the service.
Keywords: banking facilities, bank scams

Rupee reverses 4-day losing trend; closes at 55.39 against dollar

Mumbai: The rupee on Wednesday reversed its four-day string of losses by gaining 53 paise to close at 55.39 as dollar supply outstripped demand in view of the US currency's weakness overseas as EU leaders agreed on terms for a bailout of Spanish banks.

The rupee resumed slightly higher at 55.90 per dollar as against yesterday's closing level of 55.92 per dollar at the Interbank Foreign Exchange (Forex) market on weak Asian markets after Chinese import growth slowed in June.

However, the rupee changed track and shot up to day's high of 55.33 per dollar in tune with the surge in equity markets triggered by Eurozone finance ministers ratifying a deal to aid ailing Spanish banks.

The dollar's weakness against the 17-nation euro, which steadied at USD 1.2313 a day after striking its lowest point in two years, boosted the sentiment in favour of the rupee.

Foreign Institutional Investors (FIIs) who bought stocks worth Rs 606 crore today, as per provisional data, also supported the rupee's rise as the currency ended at 55.39, clocking a gain of 53 paise or nearly 1 per cent.

The Indian stock market benchmark Sensex ended higher by 226 points or 1.30 per cent to four-month high.

Forex dealers said banks and exporters sold dollars after it weakened in international markets.

"The biggest positive which helped the rupee gain over 50 paise today was the Eurozone agreeing on the terms for bailout of Spanish banks. The Pound appreciated against the dollar ...FII money also came in," said N S Venkatesh, Head of Treasury, IDBI Bank.

Experts said if euro continues to trade strong against the dollar, rupee will consolidate.

"I think if the euro continues to trade in the 1.18 to 1.23 range to the dollar as is the expectation, we should see rupee consolidate in the 53-55 range a dollar in the short term," said Moses Harding, Head of ALCO and Economic and Market Research, IndusInd Bank.

According to Pramit Brahmbhatt, CEO, Alpari Financial Services (India), larger FII participation in Indian stocks has helped the rupee.

"The FIIs has been finding the valuations attractive for parking their investments in India as the bailout of Spain and better than expected manufacturing numbers from Germany triggered risk on trades in global markets," he said.

Some also believe, today's 53 paise upmove is linked to hopes of better-than-expected IIP data.

"Rupee closed stronger against the dollar after the market was seen positive on expectations of positive Index of Industrial Production (IIP) figures on July 12," said Abhishek Goenka, Founder & CEO, India Forex Advisors.

The premium for the forward dollar declined due to fresh receivings by exporters.

The benchmark six-month forward dollar premium payable in December fell back to 170-172 paise from Monday's close of 174-176 paise.

The premium for far-forward contracts maturing in June also down at 310-312 paise from 317-319 paise previously.

The RBI fixed the reference rate for the US dollar at 55.8055 and for euro at 68.5845.

The rupee rebounded against the pound sterling to end at 86.01 from yesterday's closing level of 86.63.

The local currency also gained strength to end at 68.17 per euro from 68.79 previously.

It recovered against the Japanese yen to settle at 69.74 per 100 yen from last close of 70.31

131 arrested in Sri Lanka for illegal migration

COLOMBO: Sri Lankan Navy has arrested 131 would-be asylum seekers, most of them Tamils, from a fishing trawler for illegally heading to Australia.

109 people with their fishing trawler were nabbed by the Navy 25 nautical miles northeast off the coast of Kalmunai in the eastern province, Naval spokesman Kosala Warnakulasuriya said.

There were 101 Tamils and 8 Sinhalese who were heading for Australia, he said.

Another group of 22 people were also arrested for preparing to leave the country illegally at Chilaw in the west coast.

Sri Lankan authorities last week announced that a three tier programme to curb illegal immigration had been implemented.

Police spokesman superintendent Ajith Rohana said over 400 people have now been arrested since end of May.

Sensex reverses early gains, down for 3rd day

MUMBAI: Erasing 110-point gain in early trade, the BSE Sensex fell for the third straight day today by closing 19 points lower on emergence of profit-booking as investors turned cautious amid India's June exports contracting by 5.45 per cent due to global economic slowdown.

Brokers said the focus has turned to inflation data which is scheduled for July 16 as it may decide Reserve Bank's next move when it meets for for first quarter monetary policy review later in the month.

The BSE benchmark index closed with a loss of 18.85 points, or 0.11 per cent, at 17,213.70. With this, the index has lost over 400 points in three sessions.

Today's losses were cushioned to some extent by Hero MotoCorp, HDFC Bank, TCS and ONGC shares which gained in the 1-1.4 per cent range. Jindal Steel, Hindalco, Tata Power and SBI were among the biggest losers in the 30-share index.

"Almost all sectors witnessed profit-booking. Inflation data shall be announced soon and RBI policy is awaited at the end of month. The events may have short-term impact," said Rakesh Goel, Senior Vice President, Bonanza Portfolio.

Infosys, after announcing a muted sales outlook yesterday, dropped 1.65 per cent while RIL shed around 0.4 per cent.

The downtrend was led by stocks of consumer durable, realty and metal sectors.

Traders said FIIs are in a wait-and-watch mode after the government today set up a committee to prepare fresh norms on the controversial GAAR tax provision to bring greater clarity and prepare a roadmap by September 30 for implementation.

The 50-share National Stock Exchange index Nifty lost eight points, or 0.15 per cent to 5,227.25, after touching the day's high of 5,267.15.

Meanwhile, Asian stocks were trading positive. Dow Futures as well as European stocks were also in positive zone during trading hours.

WSOP 2012: Team Pros among final 100 heading to Day 6

It's one of the paradoxes of the World Series of Poker Main Event: as things get more serious and exciting, there are fewer people involved. To walk down the hallways of the Rio today, on the way to the Amazon Room, it's clear there are already signs that all this is nearly finished. The Poker Kitchen closed its doors, the booths selling everything from energy pills to still photos of players are packing up, the old tournament rooms of Pavilion and Brasilia are all but dismantled, and the great throng of people that made bathroom breaks unbearable just a few days ago are nowhere to be seen.
That crowd was 282 players strong at the start of play. Tonight, five hours later, there were fewer than 100. We lost a mix of front line pros and amateurs who will be left to contemplate what went wrong and what could have been different, a torture only they themselves can understand. One of them was Team PokerStars Pro Daniel Negreanu.
Neagranu hurt just as everyone does who busts from the main event.
@RealKidPoker: When a poker player busts from the ME he spend the entire drive home reliving every hand looking for ways he could have changed the outcome.
Kid Poker performed like only he can, playing with his customary enthusiasm, as if at any minute someone would put an end to pleasure he has at the table and demand he get a real job. Negreanu's sense of fun and will to win could only take him so far, to 160th place; another superlative performance.
Daniel Negreanu

Negreanu was one of four Team Pros back in action today, and at times all of them looked capable of reaching the showdown in October. Of the four, only Vanessa Selbst and Jan Heitmann remain.
Vanessa Selbst

To watch Selbst play this week is to see a player at the height of her game, at times out of reach of ordinary opponents. Selbst has complete confidence in herself and it shows, ceaselessly putting in the legwork that keeps a stack moving forward and never allowing set-backs to dampen her progress. Selbst controls the game, not the other way around, and it means she closes with roughly 1.5 million chips tonight, double the average.
Earlier this week Jan Heitmann said that any day in which you bag up chips is a good day. Today Heitmann had a great day.
Team Jan Heitmann, on the EPT

The German Team Pro turned a short stack into one with significant sway today, at one stage down to 400,000. But, using a degree of anonymity (Heitmann has rarely attracted the star-hungry cameras this week) he then nudged it hand by hand to more than 2 million before a big hand with ace-king took it to more than 3 million. At the end of play tonight, he held 3.4 million.
"I am actually having a good time," he said midway through the day. "This is a lot of fun. I'm playing absolutely great, I like the way I play, like the way the table seems to respect me, maybe even be scared of me. There are only up sides to this."
So far this week Marcel Luske has ditched his trademark suit in favour of a track top. His reasoning being that why should he change a winning formula? It worked perfectly until the end of the night. The Flying Dutchman busted out with half an hour left in the night winning more than $52,000.
Marcel Luske

When play resumes tomorrow, we expect they field will play down to just 27 players, three tables of hopefuls who will then play for a seat at the most celebrated final in poker.

Sri Lanka should have gone for the kill instead of settling for a draw

On Friday, Nishad Pai Vaidya wrote why Sri Lanka were right in not going for a win in the third Test against Pakistan. In the below article, Karthik Parimal present an opposite view point.

“I don't want to argue with armchair critics who give their views on what we should or shouldn't have done. I had to make a decision for millions in Sri Lanka who haven't experienced a Test series win for nearly three years.” – Mahela Jayawardene

Those were some strong words from the Sri Lankan skipper. There’s been a lot of hue and cry since the last few days over the approach adopted by the home side against Pakistan in the final Test, and while many believe that Sri Lanka should have gone for the kill, an equal number of people feel that settling for a draw and winning the series was a sensible thing to do. However, despite all the explanation given by Jayawardene, it’s difficult to see how such an approach augurs well for Test cricket in general. No doubt that the Sri Lankans deserve to celebrate a Test series victory after three long years, but the fact that they chose not to end on a high, especially with one foot in the door during the final Test, has taken some sheen off the series victory.

The current Sri Lankan team has an experienced line-up alongside some exciting young talent. This was a perfect opportunity for the senior players to pave the way and inject positivity into the side. If a situation such as this ever arose in the future, the youngsters would have probably taken a cue and chased victory at the slightest opportunity. That is how many legends of yesteryear believed the game should be played. They believed that any game, however inconsequential, should be played with an aim to win.

Former West Indian cricketer Garry Sobers was faced with a similar conundrum a few decades ago when he was captaining his side. During the fourth Test of the 1967-68 series against England, Sobers made a choice that unfortunately led his side to a series defeat. The first three Tests ended in a tame draw, and Sobers wanted to create an opportunity for West Indies to win the fourth Test. After amassing a first innings lead of 122 runs, Sobers declared West Indies’ second innings on 92 for two, leaving the visitors a target of 215 to get in less than 165 minutes. 

With the kind of bowling West Indies had, Sobers expected England to wilt under pressure and lose. But England consistently scored at over four runs per over on the final day and won comfortably with seven wickets to spare. The gamble certainly didn’t pay off, but the kind of attitude showed by both West Indies and England is praiseworthy.

Sobers later coached Sri Lanka, and that attitude was infused into the then Sri Lankan team and was carried forward by Arjuna Ranatunga. In his autobiography, Sobers states that he never believed in settling for a draw unless that was the only choice available. Sobers wrote: “I believe that the spectators always have to be considered. Without those people paying to come through the turnstiles there is no professional game. That can be forgotten if players are afraid to lose and are not prepared to give the opposition a chance. 

Somewhere along the line you have to recognise that defeat might be a possibility. I have always played the game with that in mind and although you want to win, you must keep the game interesting so that the public will come to watch. Who wants to watch a dying game when the only result is a draw?”

During the recent past, a lot of teams have been guilty of taking the easy way out. Once the lead in a series has been taken, most teams look to go on the defensive by trying to protect that lead. India, ranked No 3 during the series against West Indies a few months ago, too chose to play it safe rather than to go for the kill against a relatively weaker opposition. A defensive approach has often made a team more prone to defeat. Also, it defeats the purpose of the game. It’d be difficult to lure spectators to watch a game that’s heading nowhere towards a result.

It could augur well for Test cricket if teams looked to win more often than not. While it’s understandable that Sri Lanka were under a lot of pressure to win a Test series, it doesn’t justify the fact they settled for a draw with a win in sight during the final Test. It could have been a shot in the arm for Test cricket had Sri Lanka positively chased down the set target instead of just playing out the remaining overs on the final day.

West Indies down New Zealand to win series

New Zealand skipper Ross Taylor smashed a fine century but it was not enough to prevent West Indies wrapping up the one-day series with a 24-run win in Saturday's fourth match.

Taylor, playing in his first match of the series after injuring his shoulder in an earlier Twenty20 international between the two sides in Florida last month, made 110 off 115 balls.

It was an innings which included six boundaries and five sixes for his sixth one-day century.

But as his team chased a 267 target, he was outshone by West Indies seamer Tino Best who marked his recall to the team with 4-46, a performance which included the wickets of Taylor and the dangerous Jacob Oram.

Earlier, Kieron Pollard hit a patient half-century as West Indies recovered from 105-5 to make 264 all out.

Pollard top-scored with 56, Marlon Samuels made 46 while the recalled Devon Thomas hit a useful 37.

Victory gave West Indies an unassailable 3-1 lead in the series which concludes with the fifth and final match at Warner Park on Monday.

"It's a good feeling indeed," said West Indies skipper Darren Sammy.

"The good thing for us today was that the lower order came through. New Zealand improved as the series went on, but it was good to see we kept our cool."

West Indies off-spinner Sunil Narine, who took 2-20, was named man of the match and he won rich praise from Taylor.

"You have got to give credit to West Indies," said Taylor. "They were under pressure. We would have liked to put the foot down on the throat, but we didn't execute well.

"You have got to back yourself to get 79 off the last 10, but you have to give credit to Narine."

West Indies were helped by an untidy performance in the field by New Zealand whose bowlers sent down 20 wides.

The home side lost Johnson Charles (1), Chris Gayle (16) and Dwayne Smith (0) by the seventh over with their team on 20.

After Dwayne Bravo had gone for just 18, Samuels and Pollard added 46 for the fifth wicket before Pollard and Samuels put the West Indies back on the road to recovery with a partnership of 85.

Thomas hit three fours and a six in his 43-ball stay while Pollard smashed five boundaries and a six off 70 deliveries.

Sammy (26) and Andre Russell (29 with two big sixes) added valuable late runs.(AFP)

Brief Scores: West Indies 264 all-out in 49.5 overs (Kieron Pollard 56, Marlon Samuels 46; Jacob Oram 3 for 42, Tim Southee 3 for 53) bt New Zealand 240 all-out in 49.3 overs (Ross Taylor 110, Rob Nicol 35; Tino Best 4 for 46, Sunil 2 for 20) by 24 runs

Towns must attract high-paying jobs

ISSUE: Council rejects plan to put retail jobs on land slated for business park.

It has been seven years since Ontario passed its Places to Grow Act and since then, the mantra of the province and many municipalities has been to build communities where people can live, work and play.
In northern York Region, that presents a particular challenge, since many people already commute south for work and there aren’t enough jobs locally to employ all of the area’s residents.
Nonetheless, it’s important municipalities strive to draw as many good jobs as possible to the region, helping more people live and work locally.

Aurora council upheld this principle Tuesday night when it shot down an official plan amendment request from SmartCentres.
The developer wanted to build retail and office space on land the town has designated for higher quality employment, such as corporate head offices.
Council made the right decision, as Aurora, and northern York Region in general, are rife with shopping malls and plazas and the primarily low-paying jobs they bring.
There is little land left for development in York Region, so what is available needs to be directed toward creating jobs that pay enough to allow people to live and work in the same area.
Newmarket has built to its borders, so new development there is now focused on intensification, such as the proposals to build more residences in the Glenway subdivision and 16-storey towers at Slessor Square, near the intersection of Yonge Street and Davis Drive.
If Newmarket is to attract more major employers, those companies are going to have to redevelop land that’s already in use.
East Gwillimbury has much more land for development and is scheduled to grow rapidly, with its population quadrupling by 2031.
Development there will also include employment lands and, as a recent labour market study the town underwent in partnership with Georgina indicates, more high-paying jobs are needed.
According to the study, conducted in partnership with Georgina Trades Training Inc., 49 per cent of East Gwillimbury residents commute to Toronto for work. Just 5 per cent travel within East Gwillimbury to get to work.
All of northern York Region’s municipalities need to focus on attracting companies that bring high-paying jobs to the area to reduce the amount of time residents spend commuting.

Along with the environmental benefit of less greenhouse gases emitted by vehicles, less time commuting means more time for family and volunteering in the community, making the community stronger.

BOTTOM LINE: Towns need to draw high-paying jobs to help people live, work locally.


The 15 Highest Paying Careers In The US In 2012

Dentist High Paying Career
Dentist High Paying Career

If you want to a six-figure salary, then study medicine, engineering or business management.

That's the short takeaway from a list of the 15 highest paying careers according to data compiled by CNBC from the Bureau of Labor Statistics.

The annual salaries come from 2011 data and range from $112,160 up to $234,950.

Check out the list in the slideshow below, and let us know if you found any surprises:

How to Find the Highest Paying Freelance Writing Jobs Online

Here's a question that all beginning freelance writers should answer: Would you rather earn enough money per article to make your car payment or barely enough to buy a cup of coffee?

While the answer to this question is obvious, many new writers still spend countless hours writing for the worst paying online markets on the Net.

Getting started as a freelance writer for online publications and magazines is about 99 percent marketing and one percent writing. Brainstorming great article ideas and writing query letters should be number one on your to-do list.

If you dream of seeing your byline on a popular website, you'll first need to learn the ins and outs of effective market research and marketing yourself as a freelance writer.

Here are some tips for finding the best freelance writing gigs online:

Know Your Worth

Many people today desire to start a freelance writing business at home. It's appealing to think that you can earn money in your pajamas. New writers often get lured into writing for mere pennies when with just a bit of planning and patience they could earn $300 or more per article.

I write regularly for online publishers that pay several hundred dollars per article - so there's no need to settle for the few dollars being offered on the various freelance bidding websites and content aggregators like Demand Studios.

There are also many websites that pay rates from $25 and up per article or blog post. This is still far better than the average payment that writers make from content aggregator sites.

Beat the Crowd

There's a lot of low-hanging fruit out there just waiting for anyone with a keyboard to snatch it. Instead of spending your time hopping around bidding sites and freelance job boards, dig around and find your own markets.

Researching your own markets has several benefits. First, you won't be competing with the hoards of other freelancers out there all vying for the same piece of "fruit." Also, you won't have to write dozens of articles and risk burnout. And last but certainly not least, you'll find the online publishers and magazines that pay the best.

Start by searching for writer's guidelines on the websites that you read frequently. Does your profession have a trade magazine or website that publishes articles? Also, search for writer's resources such as online forums where established writers are gathered. They often share market tips that could point your toward better-paying markets.

Be Patient

Sometimes researching markets and sending out query letters can feel like the long route to getting published. The truth is, it is the long route. But it's also the most lucrative route. If you want to earn more than a dollar or two per article, you'll have to learn to be patient while your query letters are working for you.

You may get instant gratification from bidding sites, job boards, and content aggregators, but you'll build a more solid business and reputation by practicing patience.

Slow Down

I'd much rather write one article per month and make enough to pay my car note than write countless dozens of articles and not even earn enough for my favorite coffee drink from Starbucks! (Right now my favorite coffee treat is $4.00. I'd have to write quite a few articles for some of the content sites out there to earn that cup of Joe.)

Yes, going the research and query route is often a slow-moving train. But you can take more time to enjoy the journey if you're not pounding out bids and articles on a daily basis.

Once you land a few assignments from writing queries, you'll find that it gets easier and easier. You may also find that editor's will start knocking on your door with regular well-paying writing assignments. That's the power of research, query letters, and patience.

Sourse : http://www.freelancewriting.com/articles/how-to-find-the-highest-paying-freelance-writing-jobs.php

A High Paying Adsense Keyword What is Benchmark Lending?

What is benchmark lending? it was also a question for me! now I have understood this. Benchmark lending is a term about loans, Loan can be Mortgage loan, student loan, personal loan, car loan or any other loans. It is a term of marking which fix, up and down the loan rate of interest. It is usually used in the United States, Canada and similar countries.

This keyword is include in  High Paying Adsense Keywords list. So therefore, I was looking for the importance and the background of this keyword. Whenever a person or company borrow loan from any bank, they set the Benchmark rate at starting, after passing time it can be up or down according to the terms and conditions of bank.
Benchmark Lending is a high paying Adsense Keyword
Most Adsense High Paying Keywords are related to business and Loans, so this keyword is also belonging to Banking. This keyword worth is Max $40 for a single adsense click.

Its mean this keyword can pay a minimum of $5 for a single click from Google Ads. currently I am researching about all top Adsense High Paying Keywords of 2012. in upcoming posts I will tell you about more keywords.

The Facts Law Lemon in Wisconsin | An Adsense High Paying Word
Research is the best thing to know about anything which is present in the world. Law Lemon Wisconsin is a High Paying Adsense Keyword and I wanted to know about this keyword. After researching on this I came to know what is the fact.

The Wisconsin is a state in the USA and the Law Lemon is made for Vehicles which are used in the United States. If someone buys a Vehicle like Car, Truck, Motor Bike or similar to these; and if it is under the warranty of 1 year, and has some series defects i.e safety issues or series damages, then the Lemon Law Applies. The Vehicle holder has the rights to request for a new vehicle if he is in the condition among above. He/she will be given a new Vehicle. The Lemon Law in Wisconsin was first activated in 1983 and still it is the best source for Vehicles holders in Wisconsin.
Law Lemon in Wisconsin

This keyword is in the category which pays highest earning to the Google Adsense Publishers, It is worth $66 and those are fortunate publishers who have this keyword in their websites or blogs. This keyword is able to pay the highest potential earnings. According to my research there are some niche websites built based on this keyword. But I didn't find any blog for this. So if you want to make a blogger blog on this keyword it wouldn't be a bad Idea.

List of top BE Courses in India.


Medical Colleges in Tamil Nadu

Medical Colleges in Tamil Nadu

1 M.B.B.S. Tamil Nadu ACS Medical College , Chennai Dr. MGR Educational and Research Instt.,Chennai (University)

2 M.B.B.S. Tamil Nadu Annapoorna Medical College & Hospital, Salem Dr. MGR Medical UniversityT.N.

3 M.B.B.S. Tamil Nadu Chengalpattu Medical College, Chengalpattu Dr. MGR Medical UniversityT.N.

4 M.B.B.S. Tamil Nadu Chennai Medical College Hospital and research centre,Trichy Dr. MGR Medical UniversityT.N.

5 M.B.B.S. Tamil Nadu Chettinad Hospital & Research Institute, Kanchipuram Dr. MGR Medical UniversityT.N.

6 M.B.B.S. Tamil Nadu Christian Medical College, Vellore Dr. MGR Medical UniversityT.N.

7 M.B.B.S. Tamil Nadu Coimbatore Medical College, Coimbatore Dr. MGR Medical UniversityT.N.

8 M.B.B.S. Tamil Nadu D.D. Medical College and Hospital, Tiruvallur, Chennai Dr. MGR Medical UniversityT.N.

9 M.B.B.S. Tamil Nadu Dhanalakshmi Srinivasan Medical College and Hospital,Perambalur Dr. MGR Medical UniversityT.N.

10 M.B.B.S. Tamil Nadu Government Dharamapuri Medical College, Dharamapuri Dr. MGR Medical UniversityT.N.

11 M.B.B.S. Tamil Nadu Government Vellore Medical College, Vellore Dr. MGR Medical UniversityT.N.

12 M.B.B.S. Tamil Nadu K A P Viswanathan Government Medical College, Trichy Dr. MGR Medical UniversityT.N.

13 M.B.B.S. Tamil Nadu KanyaKumari Government Medical College, Asaripallam Dr. MGR Medical UniversityT.N.

14 M.B.B.S. Tamil Nadu Karpaga Vinayaga Institute of Medical Sciences,Maduranthagam Dr. MGR Medical UniversityT.N.

15 M.B.B.S. Tamil Nadu Kilpauk Medical College, Chennai Dr. MGR Medical UniversityT.N.

16 M.B.B.S. Tamil Nadu Madha Medical College and Hospital, Thandalam, Chennai Dr. MGR Medical UniversityT.N.

17 M.B.B.S. Tamil Nadu Madras Medical College, Chennai Dr. MGR Medical UniversityT.N.

18 M.B.B.S. Tamil Nadu Madurai Medical College, Madurai Dr. MGR Medical UniversityT.N.

19 M.B.B.S. Tamil Nadu Meenakshi Medical College and Research Institute, Enathur Meenakshi University

20 M.B.B.S. Tamil Nadu Melmaruvathur Adiparasakthi Instt. Medical Sciences and Research Dr. MGR Medical UniversityT.N.

21 M.B.B.S. Tamil Nadu Mohan Kumaramangalam Medical College, Salem Dr. MGR Medical UniversityT.N.

22 M.B.B.S. Tamil Nadu Perunthurai Medical College and Institute of Road Transport, Perunthurai Dr. MGR Medical UniversityT.N.

23 M.B.B.S. Tamil Nadu PSG Institute of Medical Sciences, Coimbatore Dr. MGR Medical UniversityT.N.

24 M.B.B.S. Tamil Nadu Rajah Muthiah Medical College, Annamalainagar Annamalai University

25 M.B.B.S. Tamil Nadu Saveetha Medical College and Hospital, Kanchipuram Saveetha University, Chennai

26 M.B.B.S. Tamil Nadu Shri Satya Sai Medical College and Research Institute, Kancheepuram Sri Balaji Vidyapeeth, Pondicherry (Deemed Univ.)

27 M.B.B.S. Tamil Nadu Sree Balaji Medical College and Hospital, Chennai Bharath University, Chennai

28 M.B.B.S. Tamil Nadu Sree Mookambika Institute of Medical Sciences, Kanyakumari Dr. MGR Medical UniversityT.N.

29 M.B.B.S. Tamil Nadu Sri Muthukumaran Medical College,Chennai Dr. MGR Medical UniversityT.N.

30 M.B.B.S. Tamil Nadu Sri Ramachandra Medical College & Research Institute, Chennai Sri Ramachandra University, Chennai

31 M.B.B.S. Tamil Nadu SRM Medical College Hospital & Research Centre, Kancheepuram SRM Institute of Science & Technology

32 M.B.B.S. Tamil Nadu Stanley Medical College, Chennai Dr. MGR Medical UniversityT.N.

33 M.B.B.S. Tamil Nadu Tagore Medical College and Hospital, Chennai Dr. MGR Medical UniversityT.N.

34 M.B.B.S. Tamil Nadu Thanjavur Medical College,Thanjavur Dr. MGR Medical UniversityT.N.

35 M.B.B.S. Tamil Nadu Theni Government Medical College,Theni Dr. MGR Medical UniversityT.N.

36 M.B.B.S. Tamil Nadu Thiruvarur Govt. Medical College, Thiruvarur Dr. MGR Medical UniversityT.N.

37 M.B.B.S. Tamil Nadu Thoothukudi Medical College, Thoothukudi Dr. MGR Medical UniversityT.N.

38 M.B.B.S. Tamil Nadu Tirunelveli Medical College,Tirunelveli Dr. MGR Medical UniversityT.N.

39 M.B.B.S. Tamil Nadu Villupuram Medical Cololege, Villupuram Dr. MGR Medical UniversityT.N.

40 M.B.B.S. Tamil Nadu Vinayaka Missions Kirupananda Variyar Medical College, Salem Vinayaka Missions University


tnpsc group 4 answer key 2012,tnpsc group 4 question and answer

tnpsc group 4 answer key 2012,tnpsc group 4 question and answer
TNPSC group 4 exams is conducting today (07.07.2012).

Nearly 12,00,000 candidates are writing this exam today for 10,793 vacancies.

TNPSC chairman Mr. Natraj face very big challenge by conducting this record recruitment.

After the end of this exam(tnpsc group 4) , the results(tnpsc group 4 results 2012) will be published in forty days.

Before that , the tnpsc key answer will published in the official website of TNPSC (www.tnpsc.gov.in),(www.tnpsc.tn.nic.in).

tamilnaduresult.blogspot.in and tamilnaduresult.blogspot.com websites will publish those tnpsc group 4 key(tnpsc question and answer) as quick as possible.

for more detailsLink

Tentative Answer Keys
Post & Subject Name
(Posts included in Group-IV Services)
 (Date of Examination:07.07.2012 FN)
Note: Right Answer has been tick marked in the respective choices for each question. Representations if any shall be sent so as to reach the Commission's Office within 7 days. Representations received after 14th July 2012 will receive no attention.


TNPSC Group 2 Exam Notification 2012 Online Registration

TNPSC Group 2 Exam Notification 2012 - Tamil Nadu Public Service Commission has issued the notification against the direct recruitment Written Test 2012 for the numerous posts mentioned below included in Combined subordinate Services Examination-I [Service Code No. 004]. TNPSC invites the online  mode application only for the admission in the written test against direct recruitment for 3631 posts. The candidates can get more further information about the ENPSC Group2 Exam Notification 2012 given below:
TNPSC Group 2 Exam Notification 2012 - Details

Posts Details:
Name of the Organization
Group 2 (CSSE-1) posts
Number of vacancies
Educational Qualification
Age Limit
18-30 years
Selection Process
Written Test & Oral test
Last date for applying
Not happy with this recruitment looking for more interested jobs

TNPSC Group 2 Exam Notification 2012 full Details:
Post Name
No. of Vacancies
Pay Scale
Sub-Registrar (PB2)
Rs.9300-34800+ GP Rs.4800/-
Municipal Commissioner (PB2)
Rs.9300-34800+ GP Rs.4600/- 
Assistant Section Officer (PB2)
Rs.9300-34800+ GP Rs.4600/-
Assistant Inspector (PB2)
Rs.9300-34800+ GP Rs.4300/-
Junior Employment
Officer (PB2)
Rs.9300-34800+ GP Rs.4400/-
Senior Inspector (PB2)
Rs.9300-34800+ GP Rs.4200/-
Audit Inspector (PB2)
Rs.9300-34800+ GP Rs.4200/- 
Supervisor of Industrial 
Co-operatives (PB2)
Rs.9300-34800+ GP Rs.4200/-
Assistant Inspector of
Labour in the Labour
Department (PB2)
Rs.9300-34800+ GP Rs.4800/- 
Supervisor / 
Junior Superintendent (PB2)
Rs.9300-34800+ GP Rs.4200/-
Deputy Inspector of
Survey (PB2)
Rs.9300-34800+ GP Rs.4300/- 
Industrial Co-operative
Officer (PB2)
Rs.9300-34800+ GP Rs.4900/-
Special Assistant(PB2)
Rs.9300-34800+ GP Rs.4400/-
Junior Co-operative
Auditor (PB2)
Rs.5200-20200+ GP Rs.2400/-
Revenue Assistant (PB1)
Rs.5200-20200+ GP Rs.2800/-
Audit Assistant (PB1)
Rs.5200-20200+ GP Rs.2400/-
Accountant (PB1)
Rs.5200-20200+ GP Rs.2800/-
Personal Clerk (PB1)
Rs.5200-20200+ GP Rs.2800/-
Assistant (PB1)
Rs.5200-20200+ GP Rs.2800/-
Lower Division Clerk (PB1)
Rs.5200-20200+ GP Rs.2400/-
Not happy with this recruitment looking for more Government jobs

Eligibility Details (Education Qualifications and Age Limit):
Applicants are asked to go through the link below for full Detailed Eligibility criteria, age limit and Educational Qualification information.
TNPSC Group 2 Eligibility Details - CSSE 1 Notification 2012
Application Fee: Aspirants should have to pay Rs. 50/- as application fee through online/offline mode and Rs. 100/- as examination fee in the form of challan in case of offline mode payment in any Indian Bank or Post Office or in case of Online mode payment should be done by Net banking using Credit Card/Debit Card.

Selection Procedure: Eligible candidates will be selected on the basis of Written Test and Interview. The candidates must go to the links below for relevant tips.
TNPSC Group 2 Model Question Paper 2012 Interview Tips for Freshers 2012

How to Apply: Eligible aspirants have to apply only through online mode by log on to the TNPSC official website which is 'www.tnpsc.gov.in' or www.tnpsscexams.net. The application should be submitted on or before the Last date mentioned below. Aspirant who are applying through online mode application against TNPSC Group 2 Exam Notification 2012 must have a recent scanned photograph, and note the application number and password you get on application submission and a print out of duly filled in application (which must be sent to the commissioner) with mandatory details for future reference.

Important Dates:
Last Date for application submission - 13.07.2012
Application fee Payment last date - 17.07.2012
Date of Written Test - 12.08.2012 at 10:00 AM

Note - Before applying to this job kindly read official advertisement given in the official website. Candidates can apply through the official website provided application online.

NCL Recruitment 2012 ncl.gov.in Northern Coalfield Technicians Trainee

NCL Recruitment 2012 :- Northern Coalfields Limited (NCL) Singrauli invites application for technician trainee, Jr. Overman, asstt. foreman, staff nurse, asst. security sub inspector and security guard posts vacancies recruitment. All eligible and qualified candidates may apply on or before 21st July 2012 by sending a prescribed application format.

Name of the Organization
Northern Coalfields Limited (NCL)
Number of vacancies
Educational Qualification
Age Limit
Below 38 years.
Selection Process
Written test & interview
Last Date for Application
Not happy with this recruitment looking for more technical jobs

NCL Recruitment Complete Details:-

Sr. No.
Post name
Number of vacancies
Educational Qualification
Age Limitation
Pay Scale
Technician (Trainee) Fitter Trade
Candidates must passed matriculation with ITI in relevant discipline.
Candidates Age not more than 38 years as on 31-05-2012.
Rs. Rs. 636.77 Cat-III (Daily Rated)
Technician (Trainee) Electrician Trade
Technician (Trainee) Machinist Trade
Technician (Trainee) Turner Trade
Technician (Trainee) Welder Trade
Rs. 617.94 Cat-II (Daily Rated)
Technician (Trainee) Auto Electrician
Technician (Trainee) Motor Mechanic
Technician (Trainee) Diesel Mechanic
Jr. Overman T&S Grade-’C’
3 years Mining Engineering Diploma.
Rs. 19035.02 Gr. C (Monthly Rated)
Asstt. Foreman (Trainee), Mechanical
Mechanical Branch 3 year’s diploma.
Staff Nurse, T&S Grade-’C’
10+2 plus 'A'Grade Nursing  Diploma.
Asstt. Security Sub Inspector, Gr. D
Rs. 17605.41 Gr. D (Monthly Rated)
Security Guard, Gr. G
Matriculate.  Only Ex-Army/Ex-BSF
Rs. 16458.90 Gr. G (Monthly Rated)

Selection Procedure : First of all candidates will be shortlisted on behalf their academic background record. Shortlisted candidates will be appeared in written test and written examination qualifying candidates will be called for personnel interview. Final selection will be depends on interview performance.
Last date for application submission : 21-07-2012

How to apply : All eligible and interested candidates may apply on or before 21st July 2012 by a prescribed application form. Dully filled application form sends by ordinary post along with your relevant documents certificates and latest passport size photo at following address –
General Manager (Man Power),
 Nothern Coalfields Limited,
Post Box No.12006, Cossipore Post Office, Kolkatta – 700002
Note : Before applying to this job kindly read official advertisement given in the official website.